Moving Insurance

It is not only you and your family that will feel a little stressed over the course of an interstate removal. Moving is also one of the most stressful events that your furniture and appliances will undergo during their useful life! There is more potential for breakage and damage to most of your goods over the few days of an interstate removal, than there is in decades of ordinary home use. Moving insurance helps provide peace of mind during interstate removals.

I thought the company would be liable for insurance for other people's goods?
In fact, many moving contracts have a standard clause saying they are not responsible for any damage that occurs during transit, and you will be required to sign a declaration that acknowledges this. In reality, the company certainly has a duty of care, but to ensure that you are able to replace or repair goods if necessary, you should take out insurance specifically for the interstate backload removal.

What does moving insurance cover?
Moving insurance should cover your goods while they are being loaded, transported, and unloaded for an interstate removal. Damage incurred during packing would be covered by your home insurance, if you have chosen to cover accidental damage (and are willing to pay the excess).

Who takes out moving insurance?
The customer is responsible for insuring the goods during transit.

How much insurance do I need for an interstate removal?
One of the easiest ways to arrange insurance for an interstate removal is to check with your home and contents insurance provider whether you can adjust your policy (for an extra fee) so that the goods will be covered while in transit. Sometimes this is possible, sometimes a separate policy is necessary. At least the insurer has all of your contents details and listed items value.

Alternatively, check how much your contents are insured for while at home. You need enough insurance to completely replace everything in the truck if it were to roll over, catch on fire and destroy everything completely.

Many companies that Australia All Over Removals deals with have preferred insurance providers - simply get a quote and ask for some tips on quality, low-priced moving insurance!